Home Warranty
Protection for your home appliances, systems, and more
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Total Home Protection Starts Here – CoverageX Home Warranty Plans
Protect Your Home. Preserve Your Peace of Mind.
Your home is more than four walls—it’s where life happens. At CoverageX, our home warranty plans safeguard what matters most by covering the cost of unexpected repairs or replacements for your home’s major appliances and systems.
When the AC breaks down, the dishwasher dies, or the water heater leaks, you shouldn’t have to scramble. Let CoverageX take the stress (and the bill) off your shoulders.
What Is a Home Warranty?
A home warranty is a service contract that covers the repair or replacement of key systems and appliances in your home when they fail due to normal wear and tear. It’s not homeowners insurance—it’s home peace-of-mind insurance.
Home Warranty Coverages
Kitchen & laundry appliances
Refrigerator (including built-in ice and water dispensers), stove, oven, dishwasher, built-in trash compactor, garbage disposal, built-in microwave, washer, dryer, and more
EXAMPLE: Your refrigerator's ice dispenser stops working. Cinch will set you up with a pre-screened technician to take a look and identify any repairs needed. Your home warranty will cover the repair costs, minus your deductible
Plumbing system
Water heater, toilet, interior leaks and breaks for water, waste, drain, vent and gas lines, plumbing stoppages, sump pump, whirlpool bathtub, and more
EXAMPLE: Your water heater springs a leak and needs replaced. Cinch will connect you with a provider in your area and pay to replace the water heater, minus your deductible.
Heating and cooling systems
Air conditioning unit and heating unit
EXAMPLE: Your central AC unit breaks down and requires a new part to fix. Your home warranty will pay to replace the part, minus your plan's deductible.
Electrical system
Exhaust fan, central vacuum, doorbell/chime, garage door opener, smoke detector, main breaker/fuse panel box, and interior electrical lines
EXAMPLE: Your exhaust fan stops working. Cinch will send over a pre-screened provider to identify the problem and fix the fan. Repair costs are covered by your home warranty, minus your deductible.
How does a Progressive Home Warranty by Cinch work?
Once you choose and purchase a plan, your coverage begins 30 days later. All plans include coverage for unknown pre-existing conditions and rust corrosion with no inspection required.†Read the associated disclosure for this claim. Cinch is available 24/7 to service your claim online or over the phone. They'll connect you with a pre-screened provider in your area to diagnose and remedy the problem. If your covered item can't be fixed, it will be replaced.
Additionally, Cinch offers unique features and comprehensive protection that makes having a home warranty worth it:
• 180-day Workmanship Guarantee: Covered repairs through Cinch are guaranteed for six months.
• Homeowners Deductible Reimbursement: If you filed a claim on your home insurance policy and paid a deductible, Cinch will reimburse you up to $1,000 per year.
• $25 Filter Credit: When you change your A/C filter.
• Discounts on appliance purchases: Save on brand name appliances through Cinch's proprietary Appliance Buyline.
Compare home warranty plans and costs
Cinch lets you compare different plans customized to your needs or budget. Your home warranty’s cost will vary based on your state, the plan you select, and the amount of your deductible. See the chart below for the average cost of plans offered by Cinch.
| PLAN TYPE | Complete Home Plan | Built-in Systems Plan | Appliances Plan |
|---|---|---|---|
| Monthly Cost | $49.99 - $102.99 | $39.99 - $84.99 | $33.99 - $79.99 |
| Standard Deductible | $150 | $150 | $150 |
| Clothes Washer & Dryer | |||
| Major Kitchen Appliances Refrigerator, Range/Hood, Built-in Microwave, Dishwasher, Free-Standing Ice Makers, Trash Compactors, and more |
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| A/C & Heating Systems (2 Units Each) Air Conditioning Unit and Ductwork, Heating Unit and Ductwork |
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| Plumbing System Water Heater, Toilets, Sump Pumps, Instant Hot/Cold Water Dispensers, Garbage Disposals, and Whirlpools/Jetted Tubs |
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| Electrical System Garage Door Openers, Fan Systems, Central Vacuum, Doorbells, and Smoke Detectors |
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| Homeowners Insurance Deductible Reimbursement Reimburses you up to $1,000 when you must pay a deductible on a covered homeowners insurance claim |
Get a Free Home Warranty Quote Today
Don’t wait for something to break. Get ahead of costly surprises with a CoverageX Home Warranty Plan tailored to your home and budget.
➡️ Get your quote in 60 seconds – no obligation, no pressure. Just real protection.