01
Call us first
One call to 1-888-984-6493 gets it started. We approve the work before anything happens.
Member Benefits
Protection that keeps giving back.
Every CoverageX member gets more than coverage — a free oil change, 24/7 roadside, cash for referrals, and perks added all the time.
Trusted by 300,000+ members nationwide
Every Member, Every Auto Plan
Perks that come standard
01
Once your first monthly payment clears, redeem a free oil change at any ASE-certified facility.
How It Works
How to claim your free oil change
That's it — we handle the rest.
Member perk Show this at the front desk
This oil change is paid for by CoverageX.
Claims department1-888-984-6493We pay the shop directly
No reimbursement forms
Benefits by Product
See what's included
24/7 Roadside Assistance
- Towing
- Flat tire service
- Lockout service
- Dead battery / jump start
Rental & Rideshare
- Rental car reimbursement
- Rideshare option in lieu of rental
Built-In Advantages
- Diagnostic fees covered with any approved claim
- Transferable to a new owner ($75 admin fee)
- Monthly contract, no set expiration
Price Locked In
- Your rate stays locked for the life of the contract
No Surprises
How a claim works
One call gets things moving. We coordinate the repair and pay the provider directly — you only cover your deductible.
02
We line up the pro
We connect you with an authorized service provider and get the appointment on the books.
03
You pay your deductible
Pay your deductible to the provider at the visit — that's your part.
04
We handle the rest
We authorize and cover the repair directly with the provider. No fronting the full bill.
Good to Know
The fine print, in plain terms
The useful details behind your coverage, explained without the insurance jargon.
Diagnostics covered
Diagnostic fees are covered with any approved claim.
Guaranteed work
If a covered repair fails, we fix it again — no extra deductible for 90 days on parts, 30 on labor.
Cash settlement option
When a repair or replacement isn't feasible, a cash settlement option is available.
Renews with you
Monthly contract with no set expiration — coverage that keeps going as long as you do.
Transferable Coverage
Selling? Your contract is transferable to the new owner ($75 admin fee, subject to approval).
Your rate, locked
Your price stays locked for the life of your contract.
The CoverageX App
Your perks live here.
The app is home base for everything your membership gives you — and the first place new perks show up.
- Be first to know when new perks drop
- Redeem your free oil change
- Refer friends and track your $250 rewards
- Start a claim and reach us fast
Referral Program
Earn $250 cash for every referral
Unlimited Referrals · Unlimited Earnings
- 01
Share your referral link with a friend from the app or your member portal.
- 02
They start a CoverageX contract of their own.
- 03
You get $250 cash — with no cap on how many friends you refer.
Why Members Trust Us
$30M+
in covered claims paid
300K+
members protected
A+
BBB rating
Accredited Business
Trustpilot Verified ReviewsHere When You Need Us
Reach a real person any time, 24/7.
Instant Quote
Get started with a free quote.
Pick what you'd like to protect.
Auto Protection
Protect your vehicle
Coverage for your car, truck, or SUV.
Engine & Transmission
Towing Assistance
Rental Car Coverage
Tire & Battery Service
Home Warranty
Protect your home
Coverage for your home's essential systems and appliances.
HVAC Systems
Plumbing & Electrical
Emergency Support
Cash Settlement Option
No obligation
Takes about two minutes
Cancel anytime